Which offense pertains to an individual's unlawful use of a credit card belonging to another?

The offense that pertains to an individual's unlawful use of a credit card belonging to another is credit card abuse. This specifically refers to situations where someone improperly uses another person's credit card information, often without the cardholder's consent, to make purchases or withdrawals. It directly addresses the misuse of financial instruments, which is distinct from other offenses.

Credit card abuse is defined primarily by the unauthorized use of the credit card itself and is treated under specific laws designed to protect consumers from such fraudulent behaviors. Understanding this distinction helps in recognizing the specific nature of financial crimes within the broader context of theft or fraud.

While theft generally refers to taking someone else's property with the intent to deprive them of it, credit card abuse specifically involves the misuse of credit accounts. Similarly, fraud encompasses a range of deceits, but the specific act of improperly using a credit card falls squarely under credit card abuse legislation. Burglary involves entering a building unlawfully with the intent to commit a crime, making it unrelated to the act of using someone else's credit card.